CPA-Led · Destin, FL · Est. 2008

Clarity Starts
With Better
Numbers

Emerald CPA Advisors handles the complexity so you can focus on growth. Tax strategy, bookkeeping, audit, and CFO services for businesses and individuals across the Panhandle.

$8.5M+
Tax Savings
This Year
400+
Clients
Served
18yrs
In Practice
Destin, FL
Services

Financial Expertise
From Day One

From startup bookkeeping to complex multi-state tax, we have the depth to handle it all under one roof.

📋
Tax Preparation

Individual, business, and multi-state returns. Year-round planning to minimize your tax liability legally.

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Payroll Services

Full-service payroll processing, garnishments, new hire reporting, and compliance management.

🗂️
Bookkeeping

Clean, organized books delivered monthly. QuickBooks Online and Xero integration available.

Audit & Assurance

Financial statement audits, reviews, and compilations for lenders and investors. SOC 2 compliance.

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Business Formation

LLC, S-Corp, C-Corp formation. Entity selection and registered agent services for new ventures.

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CFO Services

CFO-level financial guidance on demand. Cash flow, forecasting, KPIs, and strategic planning.

ROI Calculator

See Your
Potential Savings

Adjust the sliders to your situation. See what working with an expert CPA could save you annually.

Annual Revenue $500K
Current Tax Rate (Effective) 28%
Hours Spent on Finances/Mo 20 hrs
Your Hourly Value $150/hr
Est. Tax Savings
$0
Time Value Saved
$0
Total Annual ROI
$0
Our Typical Fee
$0

Adjust the sliders above to see your estimated return on investment.

Get a Real Number — Free Consultation
Case Studies

What Real Clients
Have Saved

Restaurant Group · 3 Locations

"We Were Paying $140K in Taxes. Jennifer Cut It to $82K."

Family-owned restaurant group was using a generalist CPA who didn't know the food service industry. After switching to Emerald CPA, a full entity restructuring, R&D credits, and cost segregation study saved them $58K in their first year.

$58K
Year 1 Tax Savings
41%
Rate Reduction
8.2x
ROI on Our Fees
Real Estate Developer · Destin, FL

Cost Segregation Study Yields $210K in Accelerated Deductions

A real estate developer purchased a $2.1M commercial property. Our cost segregation study identified $420K of assets that could be depreciated over 5 years instead of 39, generating $210K in immediate deductions and dramatically improving cash flow.

$210K
Accelerated Deductions
5yr
vs. 39yr Depreciation
12x
Return on Study Cost
Contractor · 28 Employees

S-Corp Election + Payroll Restructuring Saves $22K/Year

Sole proprietor contractor was paying self-employment tax on 100% of income. Converting to an S-Corp and paying a reasonable salary saved $22K per year in SE taxes alone — plus cleaner books and better loan positioning.

$22K
Annual SE Tax Savings
S-Corp
Entity Election
6 mo
Payback Period
High-Net-Worth Individual · Destin, FL

Retirement & Investment Strategy Defers $89K in Taxes

High-income earner with multiple income streams was leaving significant retirement contributions on the table. We implemented a Defined Benefit Plan, Backdoor Roth strategy, and tax-loss harvesting plan that deferred $89K in taxes in year one.

$89K
Tax Deferred
DB Plan
Strategy Implemented
Year 1
Results Delivered
Our Team

CPAs Who Actually
Know Your Industry

Not a file-and-forget firm. Our CPAs specialize in specific industries and proactively look for opportunities year-round.

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Jennifer Walsh, CPA
Managing Partner · Tax & Advisory

15 years public accounting. Specializes in real estate and hospitality. QuickBooks Certified ProAdvisor. Featured in Florida Business Monthly.

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Thomas Grant, CPA
Senior Manager · Audit & Assurance

Tax specialist. Multi-state expertise. Former Big Four associate (KPMG). CFA Level II candidate. Handles all lender-required audits and reviews.

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Amanda Cruz, EA
Tax Specialist · Individual Returns

Enrolled Agent. 10 years individual and small business tax. Spanish fluency. Handles IRS representation and back-tax resolution.

Start Here

Your First Consultation
Is Free

30 minutes. No pressure. We'll review your current situation and tell you exactly what we'd do differently and what it would save you.

Phone
(850) 555-0166
Office
500 Financial Plaza, Suite 300
Destin, FL 32541
Hours
Mon–Fri 8am–5pm
Tax season: extended hours
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Consultation Requested

A CPA will contact you within one business day to confirm your consultation time.

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